1
Consultation
Art-backed financing
Access liquidity from your art with our market-leading terms, backed by our asset ratings.
Why choose us?
We specialise in providing tailored, asset-secured loans for art collectors, dealers, and owners of high-quality fine art. Thanks to our proprietary asset rating methodology, we can offer the most competitive loan terms in the industry.
Our unique approach allows clients to unlock the highest loan-to-value (LTV) ratios at the best interest rates, without the need for a credit check.
Key Features
Loan amounts
For private individuals: From £60,000.
For companies: From £25,000.
Flexible terms
Initial maturity from 3 months up to one year with extension options.
Attractive loan-to-value
Up to 70% of the appraised value.
Competitive rates
Our proprietary asset rating methodology ensures the highest loan-to-value (LTV) ratios at the best interest rates.
Speedy process
Quick in-house appraisal and loan execution.
Reach
Loans available to clients in the UK and EU.
Our Process
Financing with Artscapy is simple.
Speak with an advisor to discuss your needs and suitability.
Submit details and required documentation of your art intended as collateral.
2
Loan terms
Receive our most favourable terms determined by our proprietary rating system.
Accept these terms by signing the contract.
3
Logistics and funding
Our operations team arranges for all necessary transport, storage, and insurance requirements.
Once the art is securely stored, funds will be released to you immediately.
What we offer
Bridge loan
Securitised bridge loans built around clients' individual or business liquidity needs.
Our bridge loan offers clients an alternative to a traditional bank loan allowing client
to leverage their illiquid art collections.
Sales advance
Sales advance loans are for clients who need to release asset equity before the
consignment sale date. Our team will present you with the best auction house deal to
sell your asset (s).
Acquisition loan
For clients who need to settle recent luxury asset purchases
with auction houses. Clients can bid at auction, settle the
purchase with our loan and then take possession of the asset
at a later date.
Inventory loans
For art dealers operating in the secondary market. Our loan
offers dealers a fast and flexible way of accessing finance
secured against their asset inventory, providing a unique
alternative to a traditional bank loan.
What we offer
Bridge loan
Securitised bridge loans built around clients' individual or business liquidity needs. Our bridge loan offers clients an alternative to a traditional bank loan allowing client to leverage their illiquid art collections.
Sales advance
Sales advance loans are for clients who need to release asset equity before the consignment sale date. Our team will present you with the best auction house deal to sell your asset (s).
Acquisition loan
For clients who need to settle recent luxury asset purchases with auction houses. Clients can bid at auction, settle the purchase with our loan and then take possession of the asset at a later date.
Inventory loans
For art dealers operating in the secondary market. Our loan offers dealers a fast and flexible way of accessing finance secured against their asset inventory, providing a unique alternative to a traditional bank loan.
Get started today
Contact us to discuss your needs and explore how we can assist
you in achieving your financial goals.
FAQs
1
What does Artscapy Art Finance do?
Artscapy act as intermediary broker for Bridge Asset Finance ltd, allowing collectors to
leverage their assets to access to liquidity solutions that do not involve
deaccessioning.
2
Who can apply/benefit from it?
Anyone who owns artwork can apply and benefit from our art financing services, as long
as the asset(s) meet the eligibility threshold of £50,000 or more.
3
How much can I borrow and for how long?
The minimum amount you can borrow is £25,000. The amount you can borrow and the loan
duration are based on the value of your artwork. Our team will provide personalised
terms during your consultation.
4
Does Artscapy take possession of the collateral?
Yes, Artscapy takes possession of the artwork used as collateral during the loan period.
5
Can I borrow from Artscapy without committing to a sale?
Yes, you can borrow against your artwork without committing to selling it.
6
How do I start? What do I need to provide?
To get started, enquire for a consultation and share the details of your artwork. Our
team will guide you through the next steps.
7
How much does art financing cost?
We offer the lowest interest rates on the market, ensuring you get the best value for
your art financing needs.
8
How can I exit art finance?
You can exit art finance by repaying the loan in full. Once the loan is repaid, your
artwork will be returned to you. There may be an early repayment fee subject to asset
value and the remaining time.
