Artscapy provides access to specialist art insurance services through a partnership with an insurance provider. We act solely as an intermediary - our insurance partner serves as the legal insurance broker and policy processor.
Important: We do not act as the insurer or provide insurance advice. All insurance requests are subject to review and approval by our insurance partner. Coverage details, terms, and conditions are provided on a case-by-case basis.
Eligibility Requirements
To request insurance through Artscapy, your collection must meet the following minimum requirements:
• Collection Type: Fine art and/or jewellery
• Minimum Total Value: £100,000 GBP
How to Request Insurance
Follow these simple steps to request insurance coverage:
Step 1: Submit Initial Request
• Log in to your Artscapy account
• Navigate to the insurance dashboard - https://artscapy.com/insurance
• Provide requested information about your items
You need to request each item separately
Step 2: Provide Additional Information
• Our team will contact you to request additional details
• Information requirements vary case-by-case based on insurance provider needs
• This may include:
- Detailed item descriptions and valuations
- Photographs or appraisals
- Storage location and security details
- Other documentation as required
Step 3: Receive Personalised Quote
• Insurance provider reviews your request
• You receive a personalised quotation with:
- Specific coverage details
- Premium amount
- Terms and conditions
- Policy exclusions
Step 4: Review and Decision
• Carefully review all policy documentation
• Seek independent insurance advice if needed
• Make an informed decision about purchasing coverage
Step 5: Activate Coverage
• Accept the terms and complete payment
• Receive confirmation email and policy certificate
• Coverage becomes active immediately upon payment confirmation
Your Responsibilities
When requesting and purchasing insurance, you must:
• Provide accurate and complete information about your collection
• Disclose all material facts to avoid claim rejection
• Read and understand all policy terms before accepting
• Verify that coverage meets your specific needs
• Understand that insurers may reject claims for misrepresentation or non-disclosure
Important Notes
Case-by-Case Assessment
Each insurance request is individually assessed. Coverage terms, conditions, premiums, and policy details are determined based on your specific collection, location, and circumstances.
No Guaranteed Approval
Submitting a request does not guarantee insurance approval. The insurance provider reserves the right to decline coverage based on their underwriting criteria.
Independent Professional Advice
We strongly recommend consulting a qualified insurance professional to assess whether the coverage meets your individual needs and circumstances. Artscapy cannot provide professional insurance advice.
Questions?
If you have questions about requesting insurance coverage, please contact us at info@artscapy.com.
You can also check our Terms and Conditions here.
